There is a story about a frog put in a pan of water at room temperature. Being a cold-bloooded creature, the frog will stay in the pan as the water is heated. By the time the water is too hot for the frog, it is too late for him to jump out. His temperature was raised slowly and he did not notice the danger. If the frog is dropped in a pan of hot water, he is shocked by the temperature change and will jump out.
That story can apply to homeowners who gradually find their finances are beyond their control. If the problem is ignored, it becomes too great for very many options to be available. This can happen to veterans with VA loans, too, of course. But the Department of Veterans Affairs has thrown you a lifeline. They have helped over 74,000 veterans who have had problems paying their mortgage. If you find yourself in that position--don't wait. Don't be the slowly boiled frog. Make a call. It could save your home.